Business Owner’s Policy | BOP Insurance For Small Business

Your small business does not need the pricing or the cumbersome insurance boilerplate of a  Commercial Insurance Package policy. A Business Owner’s insurance policy referred to as BOP insurance will work just fine for your small business insurance needs. Aside from the low cost involved when purchasing a BOP policy, there is less paper to […]

Earthquake Insurance Policy – Protect Your Home From Disaster

Your Homeowners insurance policy does not include coverage for damages caused by an  Earthquake. Some insurance companies may allow you to add this coverage to your existing homeowners or renters’ insurance policy. However, if your insurance company does not offer such extended coverage, you will need a separate earthquake insurance coverage to protect your home […]

Commercial Auto Insurance Purchases – Things To Consider

Purchasing commercial auto insurance is different from buying a personal automobile insurance policy. In addition to insuring yourself against claims of bodily injury and property damage involving third parties, you must also maintain comprehensive and collision coverage to protect your own vehicle against unforeseen damages. There are several important endorsements you may want to consider […]

Homeowners Insurance Policy Coverage – All You Need to Know

At EZ Insurance, we  offer you quality homeowners insurance policy that will cover your home and other detached structures on your property. Detached structures , such as garages and pools are generally insured for  10% of the coverage limit  you have on your dwelling. However, this limit can be increased.  You can insure your home replacement […]

Personal Liability Insurance – What It Is and What It Covers

Comprehensive Personal Liability insurance offers financial protection to you and your family against claims of  Bodily Injury and Property Damage for which you can be held legally liable. This protection can either be part of your standard Homeowners insurance policy or purchased as a separate policy.  Some examples of personal liabilities include: Slip and fall […]

Best Way to Shop For Car Insurance

Shopping for your car insurance premiums is always a prudent idea. There are different ways to shop for car insurance and like with everything else some ways are comparatively easier than the others. Most car insurance companies advertise their products online. Unless you are particularly savvy about how car insurance works, purchasing car insurance online […]

How to Reduce Your Auto Insurance Premiums

Los Angeles automobile insurance premiums are high and seem to get higher each year. There are ways to reduce your auto insurance premiums but before you do this make sure you are informed of the type of coverage you have or must have before you set about reducing your insurance premiums by reducing your insurance coverage.  […]

Minor Car Damage Insurance Claims – What You Need to Know

When should you file a minor car damage insurance claim? The answer to this question will depend on several factors. It is important to understand that any claim you file with your automobile insurance company does become a claim on your record with them. It may not be in your best interest to file a minor […]

Auto Insurance Claims: A Comprehensive Guide

Automobile accidents happen. If you are involved in an automobile accident and you have to file a claim with your automobile insurance company, there are several ways to do this.  You can file an auto insurance claim directly with your insurance company by phone or online, or you can call your insurance agent, who will […]

Automotive Aftermarket Parts: An Alternative for OEM Parts

The automotive aftermarket is concerned with manufacturing, remanufacturing,  reconditioning, distribution and retail sales of all vehicle parts, including equipment and accessories, after the sale of the automobile by the original equipment manufacturer. Many automotive aftermarket parts are regulated by the National Highway Traffic Safety Administration based on safety needs.  There are two types of auto […]

Insurance for Your New Business

  Protect your company with the right commercial coverage. As a new business owner, you know how much you have invested to get your company off the ground. This is why it's so important that you protect your business with the right insurance. Not sure where to begin when it comes to your business insurance [...]

Home Safety Upgrades That Lower Insurance Rates

  Unlock home insurance discounts by making these upgrades to your property. No one wants to pay more for their homeowners insurance than they have to. Fortunately, there are several ways that you can save on your coverage. For instance, you can unlock home insurance discounts by making safety upgrades to your property. Here are [...]