Do you have a Honda car, or are you about to buy one? Honda car insurance in Los Angeles, CA, is all you need.
Honda came to the automobile industry after Toyota and Nissan but sealed its place with innovation and efficiency. Honda has continued to offer outstanding features with its array of models that gives value to its customers. When choosing one, seek professional assistance for the right insurance coverage.
At EZ Center Insurance Services, our carriers will create workable coverage options that are right for you at reasonable rates.
While it is important to consider your budget, age, maintenance cost, road suitability, and resale value of your Honda car when choosing one, it is also important to understand your insurance coverage options.
Bodily Injury Liability
If another person is injured or killed by your Honda car, this covers the medical bills and lost wages but will not cover your injuries.
Property Damage Liability
It pays for damage caused to a person’s property by driving your Honda car.
Medical Payments/Personal Injury Protection (PIP)
This coverage is mandated in no-fault states. It covers lost wages and medical expenses for injuries sustained by you or a passenger in your Honda car.
Uninsured Motorist Coverage
If you’re involved in an accident with someone whose car is not insured or underinsured, this insurance covers any personal bodily injury or damage caused to your vehicle.
If your Honda car has a loan or lease, you could be owing more than your car’s market value. Gap insurance pays you the difference between the amount owed on the vehicle and the amount your insurance company will pay if your vehicle is totaled.
What Affects Your Insurance Premium?
With Honda, there is a special rating system used by an insurer to determine the premium. This includes features such as the likelihood of theft, risk, model, safety features, vehicle size, and value; the safer your Honda car, the lower your insurance risk premiums. Annual mileage, your driving record, and your location could also affect your insurance premium.
Average Honda Car Insurance Costs
Honda car has variable insurance costs that are largely determined by year of production and driver’s risks. For instance, the average insurance cost of 2013 Honda is between $900 and $1,600 per year. Regardless of the model you drive, a local independent insurance agent can help you find the right policy.
Reach Out To Us
Our agents are eager to get you the right insurance coverage for your Honda car. Speak with one today.
Areas We Serve in Los Angeles, CA: Bel Air, Beverly Hills, Brentwood, Century City, Culver City, Hollywood, Koreatown, Little Tokyo, Los Feliz, Malibu Palms, Mar Vista, Marina Del Rey, Mid Wilshire, North Hollywood, Pacific Palisades, Playa Del Rey, Santa Monica, Venice, West Hollywood, West Los Angeles, Westwood.