If you own a Toyota brand of car or are thinking of acquiring one, our Toyota car insurance in Los Angeles, CA, is here to protect your vehicle.
Toyota is an established brand reputed for building reliable, efficient, and safe vehicles. If you are contemplating Toyota car insurance near me, we at EZ Insurance Services are here to help you.
EZ Center Insurance Services is a local independent insurance agent that sells Toyota car insurance in Los Angeles, CA. Our carriers shop around to find you the best coverage at affordable rates.
Choosing the right Toyota car insurance coverage involves understanding that mandated insurance is a stipulated state coverage associated with owning or driving your car. In contrast, optional insurance coverages are selections based on your preference.
There is a minimum requirement for bodily injury and property damage liability in most states. Bodily injury liability insurance covers medical bills and lost wages for any third party injured in an accident caused by your Toyota car. However, this liability will not take care of your personal injuries. Also, property damage liability covers repair or replacement of any damaged property as a result of an accident caused to someone else’s vehicle, building, or home.
Some states require medical payments or PIP coverage as a mandated option. Coverage for PIP usually offers between $5,000 and $25,000 in claims for any limited necessary medical treatment.
Suppose you’re involved in an accident with someone who does not have insurance or has inadequate coverage. In that case, this coverage allows you to cover any personal bodily injury or damage caused to your vehicle.
This is an optional coverage that pays the difference between the amount you will pay if your car is totaled and the amount you owe if you have a loan or lease on your Toyota.
Every Toyota car model has its own safety features and ratings. Still, most models receive a five-star safety rating from the National Highway Traffic Safety Administration (NHTSA). Generally, this safety rating ensures a better insurance premium. Other factors that affect insurance premiums include annual mileage, your driving record, and your car’s value.
On average, auto insurance coverage for Toyota owners is $1,380 a year and $115 a month. High-risk drivers could pay up to $3,074 a year, and teens could pay about $5,216.
Reach out to our agents and get the right insurance coverage for your Toyota.
Areas We Serve in Los Angeles, CA: Bel Air, Beverly Hills, Brentwood, Century City, Culver City, Hollywood, Koreatown, Little Tokyo, Los Feliz, Malibu Palms, Mar Vista, Marina Del Rey, Mid Wilshire, North Hollywood, Pacific Palisades, Playa Del Rey, Santa Monica, Venice, West Hollywood, West Los Angeles, Westwood.